Disaster Relief

Congressional Federal Credit Union Assistance Programs

• Payment deferment on existing loans
  As you recover from the impact of a natural disaster, we may be able to defer payments on your existing Congressional Federal loans and credit card balances. Contact us to discuss your current payments.

• Line-of-credit limit increases 
  We may be able to increase the credit limits on your existing Congressional Federal line of credit. Contact us for more information

• Waiving penalties for early share certificate withdrawal
  If you need to access funds in a share certificate, we will waive any early withdrawal penalties.

• Suspension of Automatic Payments, Transfers, and DBOs
  Upon your request, we will suspend any automatic activities in your accounts

• Relief Line of Credit
  Designed for members who have been impacted by natural disasters, the Relief Line of Credit has an initial rate of 0.00% APR* during the 60 day draw period. Thereafter, the rate is 4.00% APR* on the remaining balance for 36 fixed equal monthly payments.

• Personal Loans
  Take control of your finances by switching your high interest rate loan to an affordable personal loan. Rates are as low as {{RATE}}   APR* and you’ll have no payments for up to 60 days.**

• Financing Coaching
  As a member of Congressional Federal, you have access to free one-on-one financial coaching. The financial counselors can help build your budgeting skills, create financial plans, discuss your credit report and ways to alleviate debt. Click for more information.