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Routing Number: 254074345

Credit Cards

Congressional Federal offers a robust line-up of Visa® credit cards with features ranging from travel points to cash back to low rates. Choose the Visa card that best meets your unique needs.1

Credit Card Comparison

Congressional Federal Credit Cards Thrive by Congressional Federal Credit Union Visa Signature® Premier Rewards Visa Signature® Cash Rewards Visa Platinum® Rate Saver
Introductory APR 0.00% APR introductory rate for 6 billing cycles. After that your APR will be 13.99%. 0.00% APR introductory rate for 6 billing cycles. After that your APR will be {{RATE}} to 18.00%2 0.00% APR introductory rate for 6 billing cycles. After that your APR will be {{RATE}} to 18.00%2 0.00% APR introductory rate for 6 billing cycles. After that your APR will be {{RATE}} to 18.00%2
Balance Transfer 3.99% APR introductory rate for 12 billing cycles. After that your APR will be 13.99%. 3.99% APR introductory rate for 12 billing cycles. After that your APR will be {{RATE}} to 18.00%2 3.99% APR introductory rate for 12 billing cycles. After that your APR will be {{RATE}} to 18.00%2 3.99% APR introductory rate for 12 billing cycles. After that your APR will be {{RATE}} to 18.00%2
Introductory Bonus   Spend $1000 in the first 90 days and receive 
10,000 Points  		 Spend $750 in the first 90 days and receive $100  
Fixed APR 13.99%      
Late Fees $5 first time late fee $15 for second late fee      
Credit Line Increase Be automatically considered for a higher credit line after your first 12 months of on-time payments      
Account Upgrade Account review after 2 years      
No Penalty APR checkmark checkmark checkmark checkmark
No Annual Fee checkmark checkmark checkmark checkmark
No Cash Advance Fee checkmark checkmark checkmark checkmark
No Balance Transfer Fee3 checkmark checkmark checkmark checkmark
No Foreign Transaction Fee4   checkmark    


Credit card perks and benefits

Feature Thrive by Congressional Federal Credit Union Visa Signature® Premier Rewards Visa Signature® Cash Rewards Visa Platinum® Rate Saver
Roadside Dispatch
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Travel and Emergency Assistance Services
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Travel Accident Insurance
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Personal Identity Theft Reimbursement
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Visa Concierge Service   checkmark checkmark  
Emergency Medical/Dental Benefits
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Trip Cancellation Reimbursement
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Cash Back   checkmark checkmark  
Reward Points   checkmark    
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Additional Security: Register to receive Visa® Alerts for your CFCU Credit Card

Register to receive Visa® Alerts for your CFCU Debit Card

Fraud Alerts: Register to receive automated real-time fraud alerts for your CFCU Visa Credit Card

1Terms and conditions apply.
2APR will vary based on your creditworthiness, so your rate may differ. This APR will vary with the market based on prime rate.
3Promotional-rate convenience check transactions may incur a balance transfer fee. Please refer to your offer for details.
4Foreign transaction fee: 2.00% of each transaction in U.S. dollars


VISA Benefits Guides:

 


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